SCHD vs VTI: ETF overlap
Holdings as of May 31, 2026 · issuer data + SEC N-PORT filings
These two funds publish on different dates: SCHD as of May 31, 2026, VTI as of July 31, 2026. The overlap figure is stated as of the older of the two, May 31, 2026 — holdings may have changed in the fund with the fresher date since then.
Overlap by weight: for each stock both funds hold, take the smaller of its two weights, then add those up. 7% means about 7 cents of every dollar in one fund is invested in the same companies, at the same size, as the other. The overlap level is PortLens's banding of that figure, not an industry standard. What is ETF overlap?
SCHD and VTI hold 66 of the same stocks, overlapping by 7.3% of portfolio weight — these funds hold largely distinct baskets, so pairing them genuinely spreads your exposure rather than duplicating it. The largest shared position is UnitedHealth Group Inc (UNH), at 5.1% of SCHD and 0.5% of VTI.
Top shared holdings
| Company | Ticker | % of SCHD | % of VTI |
|---|---|---|---|
| UnitedHealth Group Inc | UNH | 5.09% | 0.52% |
| Chevron Corp | CVX | 3.83% | 0.52% |
| Procter & Gamble Co/The | PG | 3.55% | 0.47% |
| Home Depot Inc/The | HD | 3.36% | 0.46% |
| Merck & Co Inc | MRK | 3.86% | 0.45% |
| Coca-Cola Co/The | KO | 3.96% | 0.42% |
| Texas Instruments Inc | TXN | 5.90% | 0.35% |
| Amgen Inc | AMGN | 3.47% | 0.29% |
| PepsiCo Inc | PEP | 3.44% | 0.26% |
| Abbott Laboratories | ABT | 2.96% | 0.26% |
Fund facts
| SCHD | VTI | |
|---|---|---|
| Fund | Schwab U.S. Dividend Equity ETF | Vanguard Morningstar Total Stock Market ETF |
| Style | Blend | Growth |
| Assets | — | — |
| Beta | 0.27 | 1.02 |
| Top sectors | — | Technology 52%, Communication Services 15%, Consumer Cyclical 12% |
Overlap is the sum, over every stock held by both funds, of the smaller of its two portfolio weights — computed from 99 listed constituents of SCHD (covering 100% of the fund) and 1,176 of VTI (covering 98%). Source: issuer data + SEC N-PORT filings. How this is computed: methodology. Informational only, not investment advice — see disclosures.
Two funds are only part of the picture. A free PortLens scan looks through your whole portfolio — every ETF and stock together — and shows your true exposure, hidden concentration, and a diversification score. No account needed.
Scan your portfolio →